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WOW Rewards Checking
The best rewards are those that are easy to earn! With WOW Rewards
Checking, get paid a higher interest rate by using your debit card and
having a direct deposit!
Features:
- No minimum balance requirement
- No monthly maintenance charge
- Earn 2.50% apy* on balances up to $15,000 AND receive up to
$10 ATM Refunds nationwide when you have15 signature based debit card transactions
and 1 direct deposit each statement cycle. (.05% apy* for
amount above $15,000)
- Unlimited check writing
- First order of 50 printed checks FREE
- FREE e-Statements
- Overdraft Protection Transfer option
- FREE Online Banking & Bill Pay
- MasterCard Debit Card
- EZ-Bank 24-hour telephone banking
- $100 to open
*annual percentage yield accurate as of 1/2/13 and subject
to change. Fees may reduce earnings. See banker for complete account
details.
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Learn More Apply Now!

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LifeTime Checking
Ideal for those who want convenience & interest! Tiered interest rates--the more money you have in your account
the more interest you will earn!
Features:
- No monthly maintenance charge*
- Unlimited check writing*
- First order of 50 printed checks FREE
- FREE e-Statements
- Overdraft Protection Transfer option
- FREE Online Banking & Bill Pay
- MasterCard Debit Card
- No Fee single-signature traveler's checks
- EZ-Bank 24-hour telephone banking
- $700 to open
*If your balance falls below $700 within the monthly statement cycle, the account will be
assessed a $10.00 charge
plus $.25 per check over 10 for that monthly period. Fees could reduce earnings.

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Basic Checking
Convenient and worry-free checking!
Features:
- No minimum balance requirement
- No monthly maintenance charge
- Unlimited check writing
- First order of 50 printed checks FREE
- FREE e-Statements
- Overdraft Protection Transfer option
- FREE Online Banking & Bill Pay
- MasterCard Debit Card
- No fee single-signature traveler's checks
- EZ-Bank 24-hour telephone banking
- $200 to open
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Call or e-mail us at info@harvardsavingsbank.com for more information.
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